MAHINDRA & MAHINDRA  FINANCIAL SERVICES LTD.

Announces Public Issueof Unsecured Subordinated Redeemable
Non Convertible Debentures (NCD's).

NCD's of Face value of  Rs.1000/- each for an amount of  Rs.250 crores.


With an option to retain oversubscription upto Rs.750 crores aggregating
to Rs.1000 crores.(Tranche 1 issue).

Issue opens on 25th May,2016 & Closes on 10th June,2016. The NCD's will
be listed in BSE. within 12 working days for the issue closure date.

The NCD's proposed to be issued under this issue have been rated IND AAA
for an amount of Rs.1000 crores by India Ratings * Research Pvt.Ltd., and
CARE AAA for an amount of Rs.1000 crores by Credit Analysis & Research Ltd.,
(CARE).The rating of NCD's by India Ratings & CARE indicate that
instruments with this rating are considered to have highest degree of safety
regarding timely servicing of financial obligations & carry lowest credit risk.

About the Company: Mahindra & Mahindra Financial Services Ltd., is part
of the Mahindra Group.

Please read the Prospectus for more details.

SUCCESS STORIES - INSPIRATION FOR OTHERS.


From Nothing,Mr.Renuka Aradhya owns Rs.30 crore empire.

Renuka Aradhya knows what life is as he has undergone the worst.
His confidence,sincerity,business acumen & perseverance has taken
him what he is today.

He plans for an IPO once his company's turnover crosses Rs.100 crores.
He owns a company that employs 150 people and sits in the Board of 
three start ups as Director.

Source:Rediff.com

RACOLD THERMA PVT.LTD -  INTRODUCE NEW RANGE OF 
SOLAR WATER HEATER "ALPHA PRO".

This device comes with an unique "Smart Float" feature which is the 
first of its kind . Helps save upto 3000 units of electricity in a year
according to the company.Price range from Rs.19,000/- onwards.

Speaking at the launch Mr.V.Ramanath,Managing Director,
Racold Thermo Private Ltd., said," We,at Racold Thermo, have 
been setting the benchmark in the industry by introducing
innovative,state-of-the-art technology & aesthetically designed
products every year.The new technology bears testimony to our
ability of constantly offering innovative & customised solutions
for our customers".

About the Company: Racold Thermo Pvt.Ltd., an ISO 9001:2008
Company,is a fully owned subsidiary of the euro1.43 billion
Ariston Thermo group-Italy.The group employs 6700 people 
worldwide.The Indian operations include India's largest & fully
integrated water heater plant in Chakan near Pune,Maharashtra.