UJJIVAN FINANCIAL SERVICES LIMITED - IPO.

Price band of Rs.207-210. Face Value  : Rs.10/-.   

Mr.Samit Ghosh,M.D& CEO(second from right) addressing media.

Issue opens on 28th April,2016,  Issue Closes on : 2nd May,2016.

The IPO consists of a fresh issue of Equity shares aggregating upto
Rs.3581.61 million and an Offer for Sale  upto 24,968,332 Equity
shares by Elevar,FMO,IFC,IFIF,MUC,Sarva Capital,WCP & WWB.
The Company in consultation with the BLRMs,has completed a 
Pre-IPO placement of 14,236,057 equity shares for cash aggregating
to Rs.2918.39 million.The size of the Fresh Issue as disclosed in the
Red Herring prospectus Dtd.31.12.2015 being Rs.6500 million,has
been reduced accordingly.

About the Company:Ujjivan Financial Services Ltd.,(UFS):The Company 
has 11% market share in the Micro Finance segment & now becoming 
a Small Finance Bank.UFS has served over 2.77 million customers 
spread across 24 states & Union territories through a network of 270
branches and 7862 employees.

Bids can be made for a minimum of 70 equity shares & in multiples
of 70 equity shares thereafter.

EDITORIAL.

                                JUSTICE DELAYED IS JUSTICE DENIED.

Justice Delayed is Justice Denied is a legal maxim, which was said by William
Gladstone who was a British Statesman and the Prime Minister (1868-1894).Martin  
Luther King Jr,said,"Justice too long delayed is Justice Denied".

It is reported that 3.38 crores cases  are pending in High Courts & Supreme Court. The
only remedy is to increase the number of Judges in High Courts  and Supreme Court. 
So many governments came in 68 years of our Independence,no government has 
given any serious thought to this very important  issue. In nutshell all governments 
so far has denied Justice to the common man till now. The Honourable Chief Justice 
of India has rightly raised the issue of appointing more judges in High Courts & 
Supreme Court to give timely justice to poor and the undertrials.

MAHINDRA FIRST CHOICE WHEELS LIMITED.

Inaugurates the 735th dealership in the country in
Bengaluru  at Kammanahalli circle,Kalyan nagar,
Outer ring road,Bangalore -13 for used cars.

This is the 24th authorised dealership in Karnataka.

EDITORIAL.

                                    INDIA TAKES ON CHINA BOLDLY.

If we don't take care of our national interest,nobody will.This government
unlike the previous government headed by Manmohan Singh,has sent a
strong message to China by playing the Ughur Card.This is a bold decision 
by Modi government to tell the Chinese that we can also take tough decisions 
as and when necessary. China's attitude of acting as "Big Brother" &
siding with Pakistan  to embarass & provoke India will not be tolerated by
India,a country of billion people. The government should take strong
actions on the trade front also.Already,the Confederation of All India
Traders (CAIT) has threatened to boycott the Chinese goods.The body
said it has taken a strong exception to the behaviour of China,which
supports Pakistan openly.Similarly,others should follow too,so that
China should realise that it is better to be friendly with India than
to embarrass India.

AIR PEGASUS COMPLETES ONE YEAR OF OPERATION.

Mr.Shyson Thomas,M.D.Air Pegasus,Addressing media.

Air Pegasus to invest Rs.100 crores,add new flights & connect new
destinations.Achieves 82% Load factor.

Addressing media,Mr.Shyson Thomas,Managing Director,Air Pegasus
said,"At present the airline
has three ATR's and will be adding more aircrafts during this financial
year.The airline will be connecting new destinations like Goa,Kochi,& 
Vijayawada and will be scaling up its services to connect Tuticorin,
Belgaum,Rajahmundry.".He also announced that the airline will be
operating to Pondicherry from 25th April,this year.At present the airline
is operating to 16 destinations and will be flying to 25 destinations in
south in few months.

So far ,the airline operated 4056 flying Hours,ferried 2,80,000 passengers
and operated 5000 flights. The airline has tied up with OYO rooms,in case
the passengers especially from  the start up companies wish to avail the
services.

Mr.Rafael Treguer,Vice President-Sales & Marketing
Renault India launching the New Duster.

RENAULT INDIA LAUNCHES NEW DUSTER.

The new Duster range which was recently unveiled at the EXPO 2016
includes India's first  6 speed Easy-R AMT and also boasts of more than
32 new changes along with superior engineering,styling,safety and
comfort features.The New Duster comes with 56 accessories.

Speaking about the new Duster,Mr.Rafael  Treguer,Vice President-Sales
& Marketing,Renault India,said," Duster is a perfect example of Renault's
core speciality of concept innovation." The new Duster is available in 7
colours.
Price: The introductory petrol base variant RXE is priced at Rs.8,63,999/-
(ex-Bengaluru) RXL is priced at Rs.9,43,999/-

About Renault as a Company:
The company has 5  manufacturing facilities globally.
The Company has presence in 100 countries.

KARNATAKA.

THE ANTI CORRUPTION BUREAU(ACB)-APOOR SUBSTITUTE 
FOR LOKYUKTA.

The government of karnataka's move to empower Anti corruption Bureau
is perceived as a move to weaken the institution of Lokayukta by the people.
How can an ACB function as an independent body under the government
control?Sooner the government shelves this idea,better for the government
to restore the lost image on this issue.

MAHINDRA TWO WHEELERS LAUNCHES "GUSTO 125" SCOOTER.

Powered by 125cc M-Tec engine.

SPECIAL FEATURES OF THE SCOOTER GUSTO 125.

1.Load Sensing.    3.Low friction.
2.Digital Ignition.  4.12" Tyres in Both wheels.

Mr.Vinod Sahay,COO,Mahindra Two wheelers Ltd.,
launching the scooter  GUSTO125 in four colours.

5.Best in Class Ground Clearance. 6.Height adjustable seat.
7.Find Me Lamps if parked in dark areas.
8.Remote flip Key.
9.Guidance Lamp for 20 seconds to find way to go to the door
    in case of darkness around the house.

Addressing Media while launching the Scooter,GUSTO 125, Mr.Vinod  Sahay,
Chief Operating Officer, Mahindra Two Wheelers Ltd., said,"Mahindra Gusto125
is a Complete,fully loaded scooter with special features that is sure to delight customers".

Price: ex showroom Bengaluru:
(a)  Gusto 125 DX :Rs.50,680/-    (b)   Top end Gusto 125 VX: Rs.53,680/-.
The company will be having 450 dealers across the country.

BUDGET AND THE BRIEF CASE.

The Finance Ministers either at the Centre or in the states show their

Mr.T.T.Krishnamachari with budget papers.

Brief Case for the Photo op before presenting the Budget. One wonders
why the Brief case and why not a Bag Pack which is a symbol of modern 
youth as India is a young country.The first finance Minister of the country
Mr.R.K.Shanmukham Chetty,then T.T.Krishnamachari did not show the
Brief case before presenting the budget but their followers did like 
Y.B.Chavan,Yeshwant Sinha,Dr.Manmohan Singh and the present Finance
Minister Arun Jaitley.

Mr.Pranab Mukherjee.

Mr.Yashwant Sinha.

Even the British Finance Minister George Osborne show the Brief case
containing the budget papers.We donot know who learnt from whom?

Mr.R.K.Shanmukham Chetty,the First Finance Minister of the country before the Budget.

Mr.Arun Jaitley.

Dr.Manmohan Singh.

KARNATAKA CHIEF MINISTER SIDDARAMIAH PRESENTS
RECORD 11th STATE BUDGET.

The Chief Minister Siddaramiah says," Priorities of the government
reflected in the past three budgets are continued in this budget also.
New policies have been framed for Education & Health sectors".

Heavy industrial areas in Bengaluru(Peenya & Bommasandra),
Mysuru,Belagavi & Hubballi declared Industrial Townships.

Value Added Tax (VAT) is reduced from 14.5% to5.5% on set top
boxes,helmets,LED bulbs,multimedia speakers,paper boards,
adult diaper may bring some cheer to people.But the decision to
increase entertainment tax from 6% to 10%  is not a welcome move
says the Cable operators.The hike may directly affect the consumers.

The Pub Capital of India does not welcome the increase in the cost
of the Beer and Indian Made Foreign liquor.The government says 
this move is to promote Responsible drinking.

The Opposition says the Budget is an Insipid Budget.

HCG IPO OVERSUBSCRIBED.

The Rs.650 crore IPO of Healthcare Global Enterprises Ltd,
was oversubscribed 1.56 times on the last day of the offer on
Friday.

HCG IPO OPENS ON 16.03.2016 & CLOSES ON 18.03.2018.

The price band is Rs.205/- to Rs.218/-

Healthcare Global enterprises Limited (HCG),India's leading provider 
of Cancer care is entering the capital market with an initial Public
Offering.The IPO consists of a fresh issue upto 11.6 million equity 
shares by the company and an offer for sale upto 18.2 million equity
sharess by existing share holders  as mentioned in the Red Herring
Prospectus dated 4th march,2016.

The offer is made through the book Building process wherein atleast 

Dr.B.S.Ajai Kumar,Chairman& CEO addressing media.

75% of the offer will be allotted on proportionate basis to Qualified
Institutional  Buyers (QIB's). The Company in consultation with the
 investor selling sharehoders & BLRMs,may allocate upto 60% of the
QIB portion to Anchor Investors at the Anchor Investor Price on a
discretionary basis,out of which one third shall be reserved for 
domestic mutual funds only.

The Company proposes to utilise the net proceeds of the fresh Issue
towards; 1. Purchase of medical equipment, 2. Investment in IT software
services and hardware, 3.pre payment of debt and 4.General Corporate
purposes.

The equity shares will be listed in BSE and NSE .The minimum Bid lot 
is 65 equity shares and in multiples of 65 equity shares,thereafter.

This venture is purely a Doctor's Driven Enterprise.

Note: The investors are advised to go through the  Prospectus
before taking the decision to invest.